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Heads Up Texas – Rates Starting at 3.99% (6.805% APR)*

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Example Scenario: As of 2/19/25. Loan program: FHA. Sales Price: $325,000. Loan amount: $319,113. Down Payment: $11.375. FICO: 680. Discount Points:1.5. Year One Interest Rate: 3.99% APR 6.805%. Monthly Payment (Principal & Interest Only): $1,521.66. Year Two Interest Rate: 4.99% APR 6.805%. Monthly Payment (Principal & Interest Only): $1,711.12. Year Three/Final Interest Rate: 5.99% APR 6.805%. Monthly Payment (Principal & Interest Only): $1,911.19. Monthly payment estimates do not include taxes, insurance, and assessments.

Stephanie Johnson
Senior Loan Officer
NMLS#621637
Service First Mortgage
O: 214-576-2934
sfmc.com/johnstonteam
5408 W. Plano Pkwy
Plano, TX 75093

Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. Service First Mortgage Corporation is not affiliated with the U.S. government, HUD, FHA, VA, or any other government agencies. For additional information about Service First Mortage, visit sfmc.com or the NMLS Consumer Access page at www.nmlsconsumeraccess.org


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